Finance
I currently actively use 2 bank accounts, one with Revolut, the other one with Czech AirBank.
I invest at Trading212, InteractiveBrokers and Mintos.
In general, I try to follow these rules:
- Don't by stuff you don't really need.
- Sell stuff you don't really need.
Notes
- Financial independence isn't really that hard, if one is able to put aside 50% of income, he should be able to retire in 16 years. Save 62% and you can retire in less than 12 years. The key is to minimize spending and maximize savings.^1
- On the other hand, I think it is important to not stress it too much and also enjoy the life. The point of financial independence is to make your life better and more enjoyable.
Resources
- What is the best approach for budgeting savings?
- kmt901/goodbye-money-confusion
- How to earn your Macroeconomics and Finance white belt (as a software developer)
- What were the most influential learning resources you found while discovering FIRE?
- Ask HN: What did you do when you suddenly got rich? | Hacker News
- Emsu/prophet
- Financial Markets | Coursera
- Quadratic Payments: A Primer
- Reddit has become a guide to personal finance | Hacker News
- Ask HN: Book recommendations for understanding financial systems? | Hacker News
- Dow Falls 2997 points worst drop since 1987 crash | Hacker News
- Ask HN: How bad will the 2020 economic crisis be? | Hacker News
- Learning Decentralized Finance
- Purchase future cash flow to get wealthy…stop buying more stuff
- First Retire…Then Get Rich by Mr. Money Mustache
- ART OF MONEY GETTING
- How to build wealth slowly
- Ask HN: Best Passive Income Method? | Hacker News
- The ladders of wealth creation: a step-by-step roadmap to building wealth
- The Shockingly Simple Math Behind Early Retirement
- Tax Evasion at the Top of the Income Distribution: Theory and Evidence , (pdf), (HN)
- random audits underestimate top tax evasion
- on the other hand, USA is working hard on making tax evasion difficult, the comments on HN go into detail
- Top Fiat Currencies by Market Capitalization
- Welcome to the Principles of Pricing - knowledge, tools, and operating principles which enable B2B SaaS and Cloud businesses to develop best-in-class pricing and monetisation strategies and build in house expertise.
- Can the Visa-Mastercard duopoly be broken?
- Accounting For Developers, Part I
- The Games People Play With Cash Flow
- Bits about Money #money #finance #blog
- Pricing Money - A Beginner's GUide to Money, Bonds, Futures and Swaps #book #finance #money
- and the HN Discussion
- Plastic Money
- Anatomy of a credit card rewards program